1. Acceptance of Terms

By accessing or using the PayCel Money website and services, you confirm that you have read, understood, and agreed to comply with these Terms of Service.

2. Description of Services

PayCel Money provides financial assistance services including loan facilitation, digital payment gateway support, and insurance guidance. We work with trusted banks, NBFCs, and insurance providers to connect users with suitable financial solutions.

3. Eligibility

Users must be at least 18 years old and legally capable of entering into financial agreements in order to use our services.

4. User Responsibilities

Users are responsible for providing accurate and complete information when applying for loans, payment services, or insurance products through PayCel Money.

• Provide correct personal and financial details.
• Avoid submitting misleading or fraudulent information.
• Use our services only for lawful purposes.

5. Third-Party Financial Partners

PayCel Money acts as a service facilitator connecting customers with financial institutions such as banks, NBFCs, payment providers, and insurance companies. Final approvals, interest rates, and terms are determined by these partners.

6. Intellectual Property

All website content including logos, graphics, branding, and service information are owned by PayCel Money and may not be copied, reproduced, or distributed without written permission.

7. Disclaimer

PayCel Money does not guarantee loan approval, payment gateway acceptance, or insurance policy issuance. All financial decisions are subject to verification and approval by partner institutions.

8. Limitation of Liability

PayCel Money shall not be liable for any direct or indirect losses resulting from the use of our services or decisions made by third-party financial institutions.

9. Updates to Terms

We reserve the right to modify or update these Terms of Service at any time. Changes will be posted on this page with the updated date.

10. Governing Law

These Terms of Service are governed by the laws of India.